The Ascentric Wrap service provides online access to view, value and trade a comprehensive range of assets across a wide range of tax wrappers. With a choice of investment options, product and fund selection tools, information reports and client access levels, advisers are in total control of their clients' portfolios.
Ascentric is not tied to particular fund managers or product providers. We therefore offer unrivalled access to a series of tax wrappers to support holistic financial planning across an adviser's book of clients:
Our growing range of tax wrappers (subject to certain product partner restrictions) have access to more than 3,000 funds as well as access to securities offered by the London Stock Exchange including ETFs (Exchange Traded Funds), Investment Trusts, Bonds and Cash.
Each tax wrapper has a cash account that pays competitive rates of interest.
Other investments such as property or life policies (also known as Non Custody Assets) can be recorded and valued to provide a complete picture of all client assets.
Ascentric’s charging structure supports the FSA's direction of building transparency within financial services. Adviser charges, both initial and annual, are agreed with the client and then deducted from the client’s cash account. Initial charges are paid to the adviser on a weekly basis while recurring charges are paid on a monthly basis. All fund manager rebates are credited to the client account and offset against the adviser charge
for advice.
We offer a very simple, yet very competitive pricing structure. Our annual charges are 0.25% of the portfolio value (excluding cash). Trading charges are £12.50 per electronic deal and £20 for non-electronic.
Ascentric provides access to a range of product and fund selection information tools including Morningstar, Funds Library and Financial Express to assist and complement your existing financial planning processes.
We have a range of investment options to suit your business model:
The Ascentric Wrap service enables your adviser firm to brand all web pages and client reports with your own logo and corporate colours. This own branding service provides a seamless link between your own service and our wrap platform and is available at a nominal additional charge of £1,295 plus VAT.
The use of our platform will help you make an orderly transition from a dependence on initial commission to a fee based structure that is wholly consistent with the objectives of the Retail Distribution Implementation Programme. As well as providing support in terms of suitability, it will also show clear evidence of clients and assets thereby allowing a more robust valuation of your business.