Terms and Conditions

Please take a minute to read, it's your responsibility to follow the legal requirements.


The use of this website is subject to the following Terms and Conditions. By accessing this website you agree to be bound by the Terms and Conditions set out below.

These terms-of-use are a legal agreement between us and describe the terms and conditions applicable to your use of our website and the services we offer. You must read, agree with and accept all of the terms and conditions contained in this agreement and our Privacy Policy.

This agreement includes those terms and conditions expressly set out below and those incorporated by reference. We strongly recommend that you also access and read any other information contained on other pages or websites referred to in this notice, as they may contain further terms and conditions that apply to you. Please also refer to our Privacy Policy.

Complaints Procedure

We aim to satisfy the requirements of all of our customers as efficiently as we can, but we do realise that at times things may go wrong. When they do we will put them right as soon as possible. If you have a complaint please contact us.

Trademarks / Copyrights / Restrictions

This website and all materials on it, including, but not limited to, images, are the sole property of Ascentric and are protected from unauthorised copying and dissemination by copyrights law, trademark law. You may not reproduce, republish, upload, post, transmit, or distribute in any way whatsoever any materials from www.ascentric.co.uk without the prior written permission of Ascentric.

Acceptable Use

You acknowledge that you are responsible for all communications sent via or to this website and agree your use of this website for proper and lawful purposes only.

You agree not to:

  • Damage, delay, interrupt or impair the use of this website or its software;
  • Cause any illegal, offensive, defamatory material to be placed on or associated with this website;
  • Be in breach of any copyright, trade mark, privacy, confidence, or any other third party right; or
  • Cause any inconvenience to its employees, servants, agents, software and other suppliers or any other third party (including, without limitation, creating or procuring software viruses, chain letters, unsolicited communications and 'spam').

 In the event that you breach any of these Terms and Conditions, you will indemnify and keep indemnified Ascentric, employees, servants, agents, professional advisors, suppliers and affiliates from time-to-time against all damages, losses, claims, costs, charges, awards, orders, judgments and other liabilities suffered or threatened as a result of a breach of these conditions.


You agree to indemnify and hold us and our affiliates and agents and their respective officers, directors and employees harmless from any claim or demand, including legal fees, made by any third party due to or arising out of your breach of this agreement or your violation of any law or rights of a third party.

Termination and Suspension

We may immediately issue a warning and deny your access to all or part of the website or refuse to provide our services to you without notice if:

  • You are in breach of any part of this agreement.
  • We cannot, for any reason, verify or authenticate any information you provide to us.
  • We believe that your actions may cause legal liability for us, you, or any other user.


These Terms and Conditions set forth the entire understanding and agreement between us.

We may amend these Terms and Conditions at any time by posting an amended agreement on our website. Any amended Terms and Conditions will govern new user registrations from the date that it is posted and existing users will be bound by the amended agreement after the expiry of 14 days following the date of posting.

Nothing in these Terms and Conditions shall create or be construed to imply any agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship between you and us. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section.

If any provision of these Terms and Conditions is held to be invalid or unenforceable, such provision shall be struck out and the remaining provisions shall remain in full force and effect.

You cannot assign this agreement but we may assign it at our sole discretion.

Our failure to act with respect to a breach by you or others shall not be considered as a waiver of our right to act with respect to subsequent or similar breaches. Any person who is not a party to this agreement has no right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of this agreement. This does not affect any right or remedy generally available to such a third party in law or otherwise.

Governing Law

These Terms and Conditions are governed by and construed in accordance with English law and you agree that the English courts will have exclusive jurisdiction for any dispute under this agreement.

The laws of your country may be different from English law and there may be additional legal requirements for you to use our website or services. You must comply with all applicable local and international laws, statutes, ordinances and regulations regarding your use of our website and services.

We cannot monitor the laws of every country and it is your responsibility to ensure that your use of our website and services is legal.

News & Announcements

  • the lang cat

    Ascentric goes all in

    The lang cat's latest blog on the changes to our pricing structure...

    Read More

  • Money Marketing

    Ascentric moves to ‘all-in’ charging structure

    Ascentric will move to a single standard account charge from 1 May, seeing it scrap trading fees and additional charges.

    Read More

  • Royal London Press Release

    Ascentric adopts simplest charging structure in the platform market

    Ascentric today announces it will be simplifying its charging structure, stripping away complexity and better reflecting how clients manage their savings...

    Read More

  • FT Adviser

    Ascentric launches model portfolio cloning tool

    A tool that allows IFAs to create model portfolios 50 percent faster than before has been launched by Ascentric.

    Read More

  • FT Adviser

    Passive investing: The choice between ETFs or index funds

    A combination of the Retail Distribution Review (RDR) and the financial crisis has seen the popularity of passive investing soar in recent years, as investors place increasing emphasis on cost.

    Read More

  • FT Adviser

    Ascentric signs up bespoke Aim portfolio service

    Ascentric has reached an agreement with Blankstone Sington allowing advisers to access its bespoke Aim portfolio service.

    Read More

  • FT Adviser

    Ascentric adds DFM service

    Royal London-owned Ascentric has added a newly launched discretionary fund management services to its platform, offering advisers access to its nine model portfolios.

    Read More

  • FT Adviser

    Ascentric assets hit £11bn

    Royal London-owned wrap platform Ascentric has reached the £11bn mark in assets under administration...

    Read More

  • Retirement Planner

    IHT mindfulness: Helping clients escape an unexpected bill

    A growing number of clients could be caught by IHT as property values continue to grow, writes Justin Blower. Here he explains what advisers need to be aware of and how platforms can help.

    Read More

  • Professional Adviser

    IHT mindfulness: Helping clients escape an unexpected bill

    Rising property prices could land many with IHT liabilities...

    Read More

  • FT Adviser

    Ways to mitigate inheritance tax

    With HMRC’s revenue from inheritance tax (IHT) forecast to reach a record £4.6bn for the 2015/16 tax year...

    Read More

  • Ascentric sees dealing cash triple after Brexit

    Ascentric sees the amount of cash traded by its in-house dealing team more than triple…

    Click on the link below to read the full article.

    Read More

  • £106,000 Client Savings

    In the week after the Brexit vote our in-house dealing team made huge savings for clients.

    Click on the link below to view our infographic which illustrates our unique exchange trading capability.

    Read More

  • New Model Adviser

    Ascentric eyes IHT market with Brown Shipley tie-up

    Royal London-owned platform Ascentric has signed a deal with Brown Shipley to offer advised clients the private bank’s discretionary managed portfolio.

    Read More